What Is Injury Compensation?
Compensation for injury is the amount paid to injured workers in order to pay for their injuries resulting from accidents at work. These losses include medical expenses, lost wages, future income, and loss of enjoyment from life.
There are two ways to obtain this kind of money: a settlement or a lawsuit. A lawyer can review the case and advise you which one is better for you.
Medical Treatment
Medical treatment is a crucial component of your injury claim. The insurance company will pay for reasonable and necessary medical care. This includes medical bills from health care providers and specialists. You can also get reimbursed for prescriptions and over-the counter medicines, while you travel to and from medical appointments.
Depending on the nature of your injury you may require assistive equipment such as wheelchairs, canes or other special equipment. You may also be eligible to recover expenses for home modifications, such as stair lifts and ramps. Medical costs include diagnostic tests to diagnose your injuries and assess your recovery. You can also recover the cost of surgery necessary to treat your injuries. The workers' compensation board provides guidelines for medical treatment for doctors to adhere to. These guidelines allow your medical professional to perform the majority of your treatment without asking the insurance company for authorization.
Continuously adhering to the recommendations of your health professional will significantly aid your case. If injury law firm georgia or the defendant finds that you've been avoiding appointments or playing tennis on weekends despite claimed injuries, they will argue that your injuries are not as serious as you claim. If you're always seeing health professionals and receiving massive medical care in the meantime, they might need to admit that your injuries were serious.
Lost Wages
Injuries can be physically painful but can be financially devastating as well. Treatment costs can grow quickly, and injured victims are also faced with losing wages while recovering from their injuries. If your injury has caused you to take time off from work, you may be entitled to compensation for the time that you've been unable to work.
Proving lost wage is a time-consuming and complex process that requires specific evidence. In addition, to medical narratives, it's important to leverage copies of your past pay stubs and tax documents. These documents can be utilized by your lawyer to prove the total amount of lost earnings because of your accident.
Your lost wages may include your regular hourly or salaried income, potential overtime bonuses, commissions, bonus payouts and more. You can also include benefits you no more receive, such as free meals or allowances for cars.
You may also be able to claim compensation for the days that you did not work because of your injury. This is because you were forced to take vacation or sick time to cover the days. Your lawyer can determine the fair market value of these days and request reimbursement from the parties responsible. If your injury is irreparable, your lawyer can also seek compensation for any loss of future earning capacity. This is a more intricate procedure that requires hiring an accountant or forensic accountant in order to demonstrate your loss of future earning potential.
Medical expense
Depending on the severity of your injuries, you may face a large medical bill that could put a strain on your financial wellbeing. Injuries that are serious can prevent you from working and earning a decent amount of time, which places an extra financial burden on your and your family.
You are entitled to reimbursement for all medical expenses related to your illness, including ambulance rides, doctor's visits or xrays, as well as hospital treatment. This includes the cost of supplies medication, medical supplies, and orthopedic devices. Additionally, you are entitled to reimbursement for travel expenses to and from medical appointments (including therapy). You must keep receipts for all medical expenses, as you'll be reimbursed according to actual expenses.
To negotiate attorneys and insurance firms will often use your billed amounts as the base for calculating medical special damages. They then multiply that number by a factor of 1.5 to 5 to determine your general damages. In general, minor injuries are at the lower end the spectrum, whereas serious or lasting ones are at the upper end.
The Kocian Law Group has the expertise to ensure that you receive the full amount of medical compensation you are entitled to. We will fight to force insurance companies to cover the entire amount of treatment that your doctor recommends -- even if the insurance company denies the need or legitimacy of the treatment.
Suffering and Pain
The injury victim is entitled to compensated for the emotional and physical suffering and pain caused by their injuries. The physical pain and suffering may be caused by past and future medical treatments. Anxiety, stress, embarrassment, shock and sadness could also be considered.
It is difficult to put a cost on the suffering and pain of an accident, especially when it results in permanent injuries, such as being in a wheelchair or blinded. It is essential that accident victims have the assistance of an attorney in order to collect sufficient evidence to prove their losses.
In certain cases the party who was injured will settle the case without the need to go to trial. This is referred to as an agreement to settle and will usually involve an insurance company. The insurance company may employ either the multiplier method or the per diem method to calculate pain and damages.
The courts use the multiplier method as well as the per diem method to determine the amount of compensation for physical and emotional pain suffered in accidents. Both methods have pros and cons however, the amount is decided by the jury in the case. A skilled personal injury lawyer will assist victims of accidents injured find the right evidence to argue for fair compensation. Adam S. Kutner & Associates Attorneys can assist you with the investigation of your case and prepare the case for court or settlement.